Small rates as Low as 2.875%The Big Deal

*Promotional rate applies to contracts written for a limited time on select homes that close by 11/30/2026.

Buydown Schedule:

*FHA – YR 1 2.875% - YR 2 3.875% - YR 3 4.875% - YR 4-30 5.875% (6.533% APR) based on 3.5% down payment

*VA – YR 1 2.875% - YR 2 3.875% - YR 3 4.875% - YR 4-305.875% (6.588% APR) based on 0% down payment

Monthly principal and interest payments paid by the borrower per $1,000 borrowed: FHA/VA—12 payments of $4.15, followed by 12 payments of $4.70, 12 payments of $5.29, and 324 payments of $5.92. Payments exclude property taxes, homeowners insurance, and applicable mortgage insurance or annual guarantee fees; actual payment obligations will be higher. Offer valid for new contracts on select inventory homes that close on or before 11/30/2026. 5.99% fixed rate with temporary buydown cannot be combined with other offers. FHA Loan APR 6.533% based on available rates as of 10/2/26 with FICO score of 680, Sales Price of $500,000 and 3.5% down payment on a FHA 30 yr fixed term. VA Loan APR 6.588% based on available rates as of 10/2/26 with FICO score of 680, Sales Price of $500,000 and 0% down payment on a VA 30 yr fixed term. All Financing and Rate incentives are based on FHA/VA loans and only valid for customers using Builder Mortgage Direct, a D/B/A of SFMC, LP NMLS # 166487 until rates expire. Offer excludes Bond/Down Payment Assistance loans. Offer subject to credit approval, not all borrowers will qualify. Additional Closing Cost amounts, if any, are dependent on the structure of the loan buyer chooses and are the responsibility of the buyer. Other rate options are available. Seller credit cannot exceed actual closing costs and any unused amounts that cannot be applied will be forfeited. This offer is subject to change or to be discontinued at any time without prior notice. Please contact your Sandlin Homes Sales Counselor for further details. Additional adjustments may apply for credit scores below 680. Price savings of up to $111,167 reflects the difference between full retail price and current list price on select inventory homes as of 10/2/26. Savings vary by home and community; not all homes have a price reduction. Prices subject to change without notice. NMLS# 166487 | buildermortgagedirect.com SFMC, LP is an Equal Housing Lender.